Don't forget to factor in closing costs when considering a home sale or purchase. Craig Jelinek is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 408-335-1425 if your needs include a real estate pro ready for the business side of buying and selling.


Closing costs you should expect

There are certain ordinary expenses accompanying closing the sale of a house. These expenses are usually divided between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help direct you through the deal.

Loan-related closing costs    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance


Sellers:
As we negotiate your sale, not only will I work to get the highest sales price, but I'll also campaign for lower closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you know exactly what you're paying for.

Buyers: When purchasing a home in Santa Clara County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not stunned when you reach the closing table. I'll be happy to look over the GFE with you, answering your questions and highlighting any estimates that seem unusual.

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